Mortgage Resources - St.Marks Sanders

About Loans and Mortgages

This page offers many tools and lots of mortgage information for you to use before you attempt to get a loan or start talking to a mortgage rep. Spend some time reviewing what is available to you. Become a more informed morgage shopper and to save a large amount of money over your loan period.

Obtaining a loan to assist you in acquiring a new mortgage or refinance.
Calculators to determine just about everything regarding borrowing money.
Below are may different Types of loan programs, including low-cost loan and down payment programs you may qualify for. Spend the time reviewing the information at the links, below - it may pay off in the short run.

Obtaining a Loan

If you need a new loan or want to refinance, there are some great loan programs available to you. Click on the form links, below, or email us to receive the following forms to do a quick, "no obligation" loan prequalification. Find out how much you are prequalified to borrow, very quickly.

Our lender provides revolutionary technology & know-how that dramatically reduces the length of the loan process.

InHouse prequalification eliminates "false starts"
Automated underwriting cuts approval time down tremendously. Find out immediately what is your loan status.

Click on the following links, sign and fill out the loan prequalification forms and fax them to us at: (303) 524-1096 Attn: Loan App, or mail them to us at:

The Mortgage Network

Loan Prequalification Forms

8310 S. VALLEY HIGHWAY 3RD FLOOR

ENGLEWOOD, CO 80112

We will quickly process the forms and have a representative contact you with information regarding the best loan programs available for your particular situation.

Calculators

Calculate Your Costs to Own A Home

Rent Versus Buy: Determine whether it is a better financial decision to rent or to own a home.

Credit Grading Tool: Enter credit information to get an idea of where you stand regarding your credit standing.

How Much Home Can I Afford?

What Monthly Payment in Needed for a House with A Specific Sales Price?

How Much House Can You Afford With A Specific Monthly Payment?

House Affordability: This calculator will calculate the income needed to qualify for a loan based on the monthly housing expense you can afford and the other monthly obligations you have.

Income Calculator: Determine the income required to qualify for the specific loan using the specified qualification ratios.

Upfront Cost Calculator: How much does this loan Really Cost?

Loan Amorization Table: This calculator calculates the monthly payment of a specific loan and breaks down the amount of principal and interest paid over the term of the loan.

Loan Comparison: This unique calculator allows you to compare up to three different loan programs, both fixed rate and ARM(Adjustable Rate Mortgages).

Balloon Payments Calculator: Short period of time, 5/25 and 7/23 Convertible, Two-Step, and Balloon mortgages are getting more popular (lower rates than 30-year mortgages) with a fixed payment schedule.

Early Loan Payoff Calculator: This calculator will help you determine the amount of monthly payment in excess of your regular monthly payment necessary for an early payoff of your loan.

Refinance Calculator: This calculator will help you decide whether it will pay to refinance.